Have you ever met with your accountant and been told your farm made a decent profit… but then looked at your bank account and thought, “Where’s all the money gone?” Maybe you’ve even been congratulated on a great season, yet you’re still wondering how you’ll pay the staff next week or cover the next round of fertiliser.

Farming comes with unique financial challenges, from seasonal cash flow fluctuations to unpredictable costs. Proper budgeting and forecasting are essential for farmers to maintain stability, maximise profitability, and plan for the future.